Rate Sheet

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Current posted rates are in effect as of 08/10/2011 10:10:59 AM Central Time.

15 Year Fixed Rate Conventional
Rate	Points	APR	Lock Days
3.250%	-0.750%	3.164%	30
The APR is calculated using a loan amount of $250,000 and these typical fees.

30 Year Fixed Conventional
Rate	Points	APR	Lock Days
3.875%	-0.375%	3.857%	30
The APR is calculated using a loan amount of $250,000 and these typical fees.

5/1 ARM
Rate	Points	APR	Lock Days
2.500%	0.000%	3.190%	30
The APR is calculated using a loan amount of $250,000 and these typical fees.

*The APR is calculated using a loan amount of $250,000, 15 & 30 Year Simple fixed rate loan at 75% Loan To Value (LTV) - offer may terminate at any time without notice, rate and annual percentage rate (APR) calculated on a 365 day year with typical fees.
Rates/APRs subject to change, properties and applicants must qualify. Qualifications, rates and costs may vary. Qualifications are based on creditworthiness and you may qualify for a rate that is higher or lower than the example given.

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